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A new Special Enrollment Period (SEP) will be available through August 15, 2021 due to the COVID-19 pandemic.
This means you can still apply for a 2021 Blue Cross and Blue Shield of Illinois (BCBSIL) Individual health plan for yourself and family during this time.
Here are some important things to know before buying your 2021 BCBSIL Individual health plan in this new SEP.
Your BCBSIL plan’s effective date will automatically be the first of the month following the month you select your plan:
If you have a 2021 BCBSIL health plan, you may have begun paying out-of-pocket costs. If you buy a new BCBSIL health plan, this amount you've paid may count toward your new plan's deductible.
To qualify, your health plan must have started within 30 days of when your current coverage ends.
If you have questions, please call the number on the back of your member ID card. You can also ask your independent licensed agent for more information
Note: If you already have a BCBSIL health plan and have a qualifying life event, such as birth of a child, you can still make changes to your current plan. You’ll need to apply and provide proof of the qualified life event’s date. A birth certificate is a good example. View a full list of required documents .
Good news! Health care coverage may now be more affordable than you think.
You can check to see if you qualify for a subsidy, also known as a premium tax credit, while applying during SEP. This credit may help you lower the amount you’ll pay for your monthly premium bill.
If you’re buying a BCBSIL health plan during the new SEP offered February 15 – August 15, 2021, you will not have to provide proof of a qualifying event. Your health care coverage will begin on the first of the month after you apply.
However, as a reminder, if you currently have a BCBSIL health plan, there are many kinds of life events that may qualify you to change your health plan’s effective date.
View a full list of qualifying events .
Remember, if you’re buying a health plan during the new SEP being offered February 15 – August 15, 2021, you will not have to provide proof of a qualifying event.
However, as a reminder, not all major life events will qualify you for an SEP outside of this new Special Enrollment Period.
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You can always call us at 1-800-538-8833 or use the contact form if you have questions or need help.
You have three ways to buy your plan during this new SEP
While your application is being reviewed, we’ll send you a letter if more documentation is needed. You’ll have 30 days from this letter’s date to reply.
You may also qualify for Medicaid, Children’s Health Insurance Program (CHIP) or other assistance based on your income. These health care coverage options are provided by the government. There’s no SEP, so you can apply at any time. You may also qualify for financial help.
Note: Members of American Indian and Alaska Native tribes can apply for health care coverage any month of the year.
1Please note that the following are not considered loss of coverage: voluntarily canceling your health insurance plan, having your plan canceled because you did not pay your premiums or because your plan did not meet the requirements set by the Affordable Care Act for Minimum Essential Coverage.
2Only for health plans bought on the Marketplace.
3BCBSIL does not offer temporary or short-term plans. These plans may not provide the full benefits of a BCBSIL health plan, including essential health benefits.
Thank you!
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Thank you!
Your information has been received.
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Thank you!
Your information has been received.
Sorry!
There has been an error with your submission.
Sales Questions and Additional Plan Information:
1-866-514-8044
Calls may or may not be answered inside the United States.
Monday – Friday: 8 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 6 p.m. CT
Sunday: 10 a.m. – 2 p.m. CT
Customer Service:
1-800-538-8833
Calls may or may not be answered inside the United States.
Monday – Friday: 7 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 5 p.m. CT
Sunday: Closed
Already a member?
Call the Customer Service number on the back of your member ID card.